Monday, June 18, 2012

The Secret to Wealth is…

The Wealth Curve

(Don’t worry. We’re going to tell you the entire secret on this one page.)

The Simple Key to Grow Wealth for your Entire Life!

(And your childrens’ lives, your grandchildrens’ lives, etc. in perpetuity.)

The Wealth Curve

Most people want to be wealthy.

They want to have a big “Pile of Money”

But, in fact, the only plans they have are for spending money.
They are planning on surviving, not thriving.
Most Americans make multiple millions of dollars in their lifetimes. They just don’t keep it!

There are 3 kinds of people in the world

(when it comes to money):

  1. Borrowers—they don’t have enough money so they borrow to live their lifestyle.

  2. Cash Buyers—they save money and pay cash for everything (I used to be one of those!).

  3. Wealth Builders—they do things right because they know how money really works.

What’s Wrong with Borrowing?

We all know that borrowers can get into trouble. They can end up owing more interest every month.
We call this “The Negative Wealth Curve”. It looks like this (and it’s very scary):

The Wealth Curve

The bankers want to have you pay interest forever. But there is another way.
When you don’t have any money, you have to borrow money. But to borrow money you must pay interest!
This is the PAY UP scenario! (Because you must “PAY UP” interest to the Banker.)

What About the “Cash Buyer”?

The Cash Buyer understands money, doesn’t borrow, and thinks “Cash is King!”
Is he doing things right? NOPE!
This is the GIVE UP scenario! Because every time you pay cash, you are “GIVING UP” all of the interest that your pile of money could have earned, forever (into your future, your childrens’ futures, your grandchildrens’ futures, etc.)

The Wealth Curve

So what about The Wealth Curve? What does it look like and how does it work?
The Wealth Curve is the simple result of a powerful force known as “Compound Interest”.
(Rumor has it that, when asked about the most powerful force in the universe, Einstein reportedly said, “Compound Interest”!)

The Wealth Curve

Borrowers are NOT on The Wealth Curve, but neither are Cash Buyers!
The Cash Buyer falls off The Wealth Curve each time he or she spends their cash to make a purchase.

Falling Off The Wealth Curve

What does it mean to “Fall Off The Wealth Curve”?
It means that you’ve lost all the compound interest growth potential in that cash that you spent.
Remember “PAY UP or GIVE UP!”?
That money could have earned you and your children and your grandchildren wealth in perpetuity.
Believe it or not, “Cash is NOT King”. There is a better way.

The Cost of Falling Off The Wealth Curve

In this example, which portion of growth on The Wealth Curve was lost? The first five years or the last five years?
Answer: It was the last five years!
When this person died at Age 92, she didn’t have time to make up all the lost growth that she suffered when she fell off The Wealth Curve at Age 27!
And she fell off just one time!
Most of us are Falling Off The Wealth Curve several times per day!
Can you see the terrible effect of Falling Off The Wealth Curve?

Riding The Wealth Curve

In order to get onboard The Wealth Curve, you simply need to do three things:
  1. Keep your money in a place where it can grow forever, tax-free.
    • A properly set-up Dividend-paying Mutual Whole Life Insurance Policy is best.

  2. Borrow any money you need to live your life (using loans against the money in your policy).
    • Borrow against the “Cash Value” of your Policy any time, no questions asked.

  3. Pay yourself back (with interest) from your future earned income.
    • You were going to pay interest to a Banker, anyway.
    • So why wouldn’t you pay yourself?

Now That You Know the Secret

You can ride The Wealth Curve, too.

We would be happy to advise you at no cost or obligation.
Call Tony John  or Tim Yurek @ Tier 1 Capital 570-208-9385